New to Medicare
Learn about Medicare Parts A, B, C, and D, Medicare Supplement coverage, enrollment timing, and the choices you may need to consider.
Start with Medicare basicsMedicare and Health Insurance Guidance for Arizona
Based in Tucson. Serving all of Arizona.Viv Guiding Light helps individuals and families understand Medicare and health insurance options with clear education, personalized plan reviews, and continued support.
Listening. Servicing. Understanding.
Personalized insurance guidance since 1993.
How can we help you today?
Learn About Medicare
Understand Medicare coverage and available plan options.
Review Your Current Plan
Look at benefits, providers, prescriptions, and possible costs.
Explore Health Insurance
Learn about individual and family medical insurance options.
Talk With Vivienne
Ask questions and schedule a personal consultation.
Guidance You Can Understand
Health Insurance Guidance That Starts With Listening
Understanding insurance can feel complicated. Benefits, provider networks, prescriptions, premiums, and possible out of pocket costs all affect the coverage you choose.
Viv Guiding Light takes the time to understand your questions, explain available options clearly, and help you make a more informed decision.
Learn about Viv Guiding Light
What We Do
Personal Insurance Guidance for Arizona
Viv Guiding Light is a Tucson based medical insurance agency serving clients throughout Arizona. We provide Medicare education, health plan reviews, individual health insurance guidance, and support with supplemental coverage options.
Choose a Starting Point
Find the Help That Fits Your Situation
Start with the topic that best matches your current questions or coverage needs.
Reviewing Current Coverage
Review your current plan, preferred providers, prescription coverage, benefits, premiums, and possible costs.
Request a plan reviewLooking for Health Insurance
Explore medical insurance options for individuals and families experiencing changes in employment, household needs, or life circumstances.
Explore health insurance
Insurance Services
Coverage Guidance for Different Stages of Life
Get clear information about Medicare, medical insurance, and additional coverage options available to Arizona residents.
Medicare Advantage
Learn how Medicare Advantage plans combine Medicare benefits and may include additional services.
Learn moreMedicare Supplement
Understand how Medicare Supplement coverage may help with certain costs not paid by Original Medicare.
Learn morePrescription Drug Coverage
Review Medicare Part D options, covered prescriptions, pharmacies, and potential costs.
Learn moreIndividual and Family Health Insurance
Explore medical insurance options for individuals and families throughout Arizona.
Learn moreDental and Vision Coverage
Learn about coverage that may help with routine dental care, eye examinations, glasses, and other eligible services.
Learn moreLife and Supplemental Coverage
Review hospital indemnity, life insurance, and final expense options for added financial preparation.
Learn more
Personalized Plan Review
Is Your Current Health Plan Still Meeting Your Needs?
Coverage, provider networks, prescriptions, costs, and personal needs can change. A plan review can help you better understand your current coverage and available options.
- Current benefits and coverage
- Monthly premiums and possible costs
- Preferred doctors and providers
- Prescription drug coverage
- Dental and vision benefits
- Additional coverage needs
Meet Your Local Insurance Guide
Meet Vivienne Ledesma
Vivienne Ledesma is the Founder and Agency Principal of Viv Guiding Light. Since 1993, she has helped members of the community better understand insurance options and make informed decisions about their coverage.
Her approach centers on listening, education, personal service, and making complicated insurance information easier to understand.
Listening. Servicing. Understanding.
Learn More About Vivienne
Why Viv Guiding Light
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Clear Guidance With Continued Support
The process is centered on education, personal attention, and helping you understand the choices in front of you.
We Listen
Start with your questions, priorities, providers, prescriptions, and coverage concerns.
We Explain
Receive clear information about benefits, networks, possible costs, and available options.
You Decide
Move forward with a better understanding of your coverage choices and next steps.
We Stay Available
Continue to receive support when questions come up after your coverage begins.
Educational Resources
Medicare Basics
Coverage Comparison
Plan Review
Learn More About Medicare and Health Insurance
Explore straightforward information designed to make insurance topics easier to understand.
Understanding the Parts of Medicare
Learn about Medicare Parts A, B, C, and D and how the different types of coverage may work together.
Read the guideMedicare Advantage and Medicare Supplement
Understand key differences between these Medicare coverage options before reviewing available plans.
Compare the optionsPreparing for Your Health Plan Review
Learn what information may be helpful when reviewing your current insurance coverage.
Get prepared
Local Guidance With Statewide Reach
Based in Tucson and Serving All of Arizona
Viv Guiding Light assists individuals and families in Tucson, Southern Arizona, and communities throughout the state.
Depending on your location and needs, consultations may be available by telephone, virtually, or in person.
View Our Arizona Service Area
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Tucson roots with service available throughout Arizona
Helpful Answers
Medicare and Health Insurance Questions
Do you only serve clients in Tucson?
No. Viv Guiding Light is based in Tucson and serves individuals and families throughout Arizona.
What types of insurance guidance do you provide?
We provide guidance related to Medicare, individual and family health insurance, prescription drug coverage, dental, vision, supplemental insurance, life insurance, and final expense coverage.
Can you review my current health plan?
Yes. A health plan review can help you better understand your current benefits, provider network, prescription coverage, costs, and available options.
Do you provide assistance in Spanish?
Yes. Se habla español. Contact Viv Guiding Light to request assistance in Spanish.
How do I schedule a consultation?
Complete the consultation request form or contact Viv Guiding Light by telephone or email. Someone from the agency will follow up to discuss your questions and scheduling options.
Start the Conversation
Find a Clearer Direction for Your Health Coverage
Receive personalized Medicare and health insurance guidance from a Tucson agency serving clients throughout Arizona.
Se habla español. Please do not submit Social Security numbers, Medicare identification numbers, or detailed medical information through a standard website form.